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Zurich, Switzerland May 20, 2025 – As interest rates rise, fixed-term deposits are regaining popularity among investors. New opportunities are emerging in Switzerland, such as those at , which has significantly expanded its offerings through a dedicated fixed-term deposit initiative.

ZURICH. Fixed-term deposits were once seen as an unappealing investment option, offering safety but low returns. However, the increase in key interest rates across Europe has changed this perception. Many investors are now turning to fixed-interest accounts that provide predictable terms and controlled risk. Terms ranging from six months to two years, with interest rates well above domestic levels, are particularly sought after.

Many of these opportunities originate from other EU countries, with banks in Spain, Italy, and Portugal attracting customers with more favorable conditions. These offers are increasingly accessible through digital platforms, providing customers with easy access and the security of the EU’s statutory deposit guarantee of up to 100,000 euros per bank and customer.

Rockwell AG Adopts a New Strategy

, a Zurich-based company with 25 years of experience in independent asset management, recognized this trend early on. In 2022, the company began offering fixed-term deposit products from European banks, initially as a complement to its asset management services, but now as a distinct business line.

Rockwell has significantly increased its offerings as part of a focused internal initiative on fixed-term deposits. The company’s platform showcases various European banks, terms, and interest rates. The entire process is conducted digitally, while personal consultation remains an important aspect of the model.

Furthermore, Rockwell leverages its substantial brokerage volume to negotiate favorable terms with partner banks. This allows the company to secure conditions for its clients that are often more advantageous than those available to individual investors directly from the bank.

Independent Advice Through Standardized Commission

A key distinguishing feature is the remuneration structure: Rockwell AG employees receive a fixed commission per client, regardless of the bank, product, or amount brokered. The company states that this is designed to ensure consultations remain objective and independent of banks.

A leading German-speaking consumer protection agency recently criticized that many platforms offer products with varying commissions, which could compromise the impartiality of advice. Rockwell is consciously differentiating its model from this practice.

Security Concerns Drive Demand

The market is still evolving. It remains to be seen whether fixed-term deposits will become a permanent investment option or simply a short-term reaction to volatile markets. What is evident is that in an uncertain financial climate, the desire for straightforward, transparent, and secure products is increasing.

With its fixed-term deposit initiative, has begun a new chapter, positioning itself in a sector that was previously overlooked but is now gaining significant traction.